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Finance studies and addresses the ways in which individuals, businesses and organizations raise, allocate and use monetary resources over time, taking into account the risks entailed in their projects. The term finance may thus incorporate any of the following:
- The study of money and other assets
- The management and control of those assets
- Profiling and managing project risks
- As a verb, "to finance" is to provide funds for business.
Examples of some basic financial concepts
The activity of finance is the application of a set of techniques that individuals and organizations (entities) use to manage their financial affairs, particularly the differences between income and expenditure and the risks of their investments.
An entity whose income exceeds its expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary, such as a bank or buy notes or bonds in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary pockets the difference.
More on [ Finance ]
Budgeting :: Accounting
Business and Finance :: Windows
Software :: Personal Finance
Down To Earth Software - HOMEwise: Home and family organizer that includes a home inventory, bank account records, to do lists, personal collection databases and calendars. [NA]
Everything I Own - Home inventory program that tracks personal property. Track the name of each item, the brand, model and serial numbers, its type, purchase date and location in the home. [NA]
Meta Description: [ Mycroft software - quick and easy to use software solutions for tracking employee attendance, keeping track of time and attendance, and a fast and effective home inventory solution. Powerful software solutions designed around ease of use, efficiency, and adaptability. ]
Famtec Software - Family budgeting and tracking family information. [NA]
Meta Description: [ Expense tracking, reporting and budget helping software ]
Frostbow Software - Software for cataloging, organizing, and tracking household possessions. [WIN95/98/ME/NT4+/2000]
Meta Description: [ Frostbow Software is dedicated to bringing you full
featured software solutions at an affordable price. Check out our new Frostbow Home
Inventory 4 product, a full featured home inventory program for cataloging and tracking your
household possessions. ]
Hearthside Family Records - Organizer for family legal and personal records.
Meta Description: [ This software helps the family organize all of the records in their lives. It simplifies life by keeping track of all the personal, financial, medical, employment and personal history records for all members of the family. It provides the means to have all of the family records, photographs, fi... ]
Inventory Solutions Online - Inventory management software for homes, small businesses, and churches.
Meta Description: [ home inventory software, church management software, and free checklists for homeowner's,churches and small businesses. ]
InventoryBuilder - Home inventory manager.
Kaizen Software Solutions - Home Manager 2004 home inventory software.
Meta Description: [ Award winning Home Manager software to organize and track your home inventory. Download a free trial from the product page. ]
MDSCheck Monitor - Maintain an electronic record of a checking account, including automatic withdraws. [NA]
Shortcutsoft - RichOrPoor manages and analyzes financial affairs for individuals, families and small companies. [NA]
Meta Description: [ Shortcutsoft is a shareware producer. Our products include family and personal softwares, internet tools, website design tools, ActiveX components, VCL components and other tools such as RichOrPoor and SpamGunner. ]
SouthTech Computing on the Web - Personal finance and portfolio management and information management software.
The Wright Money Manager - Manage checking, savings, credit cards and prepare for taxes.
Waverly Street Software - Easy Money, Shopping list and other financial and personal utilities. [NA]
Meta Description: [ Easy to use software for home and office. Easy Money income and expense tracker, Shopping List grocery helper, Picture Page photo presentation tool, QuickRef Project Assistant, and ShareCon name and address manager ]
Worlebird Software - Budgetizer is budgeting software for home and personal finances. [NA]
Meta Description: [ Homepage of Worlebird Software, developers of Budgetizer, a felxible program for home and personal budgeting. ]
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