Finance studies and addresses the ways in which individuals, businesses and organizations raise, allocate and use monetary resources over time, taking into account the risks entailed in their projects. The term finance may thus incorporate any of the following:

• The study of money and other assets
• The management and control of those assets
• Profiling and managing project risks
• As a verb, "to finance" is to provide funds for business.

Examples of some basic financial concepts

---

The activity of finance is the application of a set of techniques that individuals and organizations (entities) use to manage their financial affairs, particularly the differences between income and expenditure and the risks of their investments.

An entity whose income exceeds its expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary, such as a bank or buy notes or bonds in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary pockets the difference.

More on [ Finance ]

NPR Topics: Technology

Voting Technology Evolves In Electronic World
Fri, 05 Sep 2008 10:00:00 -0400
Officials in many states are concerned about the reliability of electronic voting and are now moving toward systems that can provide a voter-verified paper trail. Larry Norden, author of The Machinery of Democracy, discusses the latest advances in voting technology.
Google Launches 'Chrome' Web Browser
Fri, 05 Sep 2008 10:00:00 -0400
Internet search giant Google unveiled Chrome, a new piece of Web browser software on Tuesday. Danny Sullivan, editor-in-chief of SearchEngineLand.com, explains what Google's open-source browser can do, and why a search engine leader wants to get into the Web software market.
In 'Spore,' Players Create Civilizations From Cells
Thu, 04 Sep 2008 10:18:00 -0400
The creator of The Sims has a new game out. In Spore, players create their own worlds — starting from creatures the size of a cell, and evolving until an entire civilization springs up.

L.A. Times - Technology News

Cellphone executive takes up a new calling
Fri, 05 Sep 2008 00:00:00 -0700
Cyriac Roeding completes a 6-week world tour in which he traveled to such places as Nepal and Brazil to witness how people use their mobile devices. Most people take a vacation to get away from their jobs. Cyriac Roeding took a vacation for his job.
Online tools let parents peer into their kids' school day
Fri, 05 Sep 2008 00:00:00 -0700
What's he eating for lunch? Is she showing up for class? What subjects are they weak in? Software is helping unravel the mystery. It's tough sending little Bobby or Suzy back to school. Parents may worry what kinds of teachers their children will encounter, whether they'll be as smart as their classmates and whether bullies will steal their lunch money.
Obama, McCain have contrasting styles in Web advertising
Fri, 05 Sep 2008 00:00:00 -0700
It's been hard to avoid Barack Obama's distinctive red, white and blue "O" logo on display ads as you tool around online, particularly on news sites. In contrast, the star logo of his Republican presidential rival John McCain's campaign hasn't shined as brightly across the Web.

Subscribe to Data_Communications RSS feed